skip to main content
Main Menu
JF Financial Logo
  • About Us
    • Our Team
    • Our Process
    • Community Commitment
    • Our Beliefs
    • Our Mission
    • Our Message
    • History of New York Life
  • Expertise
    • Individuals and Families
    • Businesses
    • Working With Other Advisors
  • Client Resources
    • Learning Center
    • Calculators
    • Articles & Newsletters
    • Helpful Links
  • Request a Quote
    • Annuities
    • Long Term Care Insurance
    • Life Insurance
    • Disability Insurance
    • 401(k) Information Request
  • Contact Us
    • Contact Information
    • Request an Appointment
  • Client Login
    • New York Life Accounts
    • Mainstay Funds
    • NYLIFE Securities
    • American Funds

Business Financial Strategies



We offer a wide array of services to help business owners address their financial needs at every stage of the business life cycle


CONTACT US

Here at Johansson Financial, through Roger Johansson, we offer a wide array of services to help business owners address their financial needs at every stage of the business life cycle. Taking into account their personal values and financial goals, we create and execute customized strategies to help entrepreneurs meet their objectives. Some of our key services are detailed below.

Executive Benefits

The success of most businesses is tied in to the talent, passion, and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you with funding non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.

Succession Planning

Succession planning allows owners to retire from their business within their own time frame, while preparing for the company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business. We can provide financial strategies for succession planning.

Key Person Insurance

Key person life insurance offers a death benefit that helps indemnify an employer for the loss of one of its most important assets—the key person. This can help assure continuity of the business for employees, customers, and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

Funding Buy-Sell Agreements

A buy-sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money if the event occurs.

Funding Deferred Compensation

Deferred compensation is a written agreement between an employer and an employee in which the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed to them at a predetermined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees. We provide funding strategies for deferred compensation.

Johansson Financial Logo stacked Color/White
Proud to offer NYL

OUR COMPANY


Our Team

Our Process

Community Commitment

Our Beliefs

Our Mission

Our Message

History of New York Life

CLIENT RESOURCES


Learning Center

Calculators

Articles & Newsletters

Helpful Links

REQUEST A QUOTE


Annuities

Long Term Care Insurance

Life Insurance

Disability Insurance

401(k) Information Request

Disclosure

Roger Johansson is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of FL, GA, MI, NC, SC, and TX. No insurance business may be conducted outside the states referenced.

Roger Johansson is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 914 Richland St Ste B201, Columbia, SC, 29201, 803-376-2000. In this regard, this communication is strictly intended for individuals residing in the states of FL, GA, NC, SC, TN, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Johansson Financial Insurance and Retirement Strategies is not owned or operated by NYLIFE Securities LLC or its affiliates.?

Neither Johansson Financial Insurance and Retirement Strategies nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.?

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
Johansson Financial Logo stacked Color/White
  • About Us
    • Our Team
    • Our Process
    • Community Commitment
    • Our Beliefs
    • Our Mission
    • Our Message
    • History of New York Life
  • Expertise
    • Individuals and Families
    • Businesses
    • Working With Other Advisors
  • Client Resources
    • Learning Center
    • Calculators
    • Articles & Newsletters
    • Helpful Links
  • Request a Quote
    • Annuities
    • Long Term Care Insurance
    • Life Insurance
    • Disability Insurance
    • 401(k) Information Request
  • Contact Us
    • Contact Information
    • Request an Appointment
  • Client Login
    • New York Life Accounts
    • Mainstay Funds
    • NYLIFE Securities
    • American Funds

Copyright . New York Life Insurance Company. All Rights Reserved.

Privacy Policy

NYLIFE Securities LLC, Member FINRA/SIPC.

For additional information, visit Customer Relationship Summary.pdf

Your Privacy Choices